Mallory, Smith & Assoc. CPA'S, Inc.
Mallory, Smith & Assoc. CPA'S, Inc.
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We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future.

Loan Amortization CalculatorUse this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount.
Buying vs. Leasing - AutoUse this calculator to determine if you should lease or buy your next vehicle.
Mortgage CalculatorUse this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter.
Minimum IRA DistributionUse this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA.
Social Security CalculatorEstimate your Social Security benefits using the Social Security Administration's Quick Calculator.
Regular IRA vs. Roth IRA - Annual ContributionUse this calculator to determine whether a regular IRA or a Roth IRA is right for you.
Loan CalculatorUse this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter.
Should my spouse work?This calculator is designed to help you see the financial impact of adding, or removing, a spouse's income to your household. As with any decision of this type, there are many factors to consider, but knowing your finances is a good place to start.
Children's Education SavingsUse this calculator to evaluate and determine if you need to make changes to your college savings plan.